LIBOR 

Your index rate is based on the average of London Interbank Offered Rates for 1 year U.S. dollar-denominated deposits in the London market (“LIBOR”), as published in the Wall Street Journal.  If the index is no longer available, the lender will chose a new index based on comparable information.

Lock Policies

Purchase Lock Policy

You can lock your interest rate once you have filled out an application and have selected the property you wish to purchase.

Refinance Lock Policy

You can lock your interest rate once you have filled out an application.

Closing Cost Guarantee

aasent guarantees that our lender closing costs (lender portion) will not change once you have selected a loan program and locked in an interest rate. We can not guarantee any third party costs, as they are out of our control.

First Mortgage Interest Rate Disclosure

This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. Maximum Loan amount for a Conforming Loans is $417,000. Jumbo is a loan amount in excess of $417,001. Rates and APR's are based on loan amounts of $300,000 for Conforming Loans and $550,000 for Jumbo Loans assuming an 80% LTV/CLTV on a purchase or rate/term refinance and a minimum credit score of 735. Rates, points and programs cannot be guaranteed and are subject to change without notice. Interest rates and APRs are for illustrative purposes only. Subject to errors & omissions.

Second Mortgage / HELOC Interest Rate Disclosure 

This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. Interest Rates and APRs are based on loan amounts of $60,000 or greater on a purchase or rate/term refinance and a minimum credit score of 735. Rates, points and programs cannot be guaranteed and are subject to change without notice. Interest rates and APRs are for illustrative purposes only. Subject to errors & omissions.