Shopping for a mortgage can often be a very tedious, time consuming, and stressful process. To get the most accurate quote, you should be sure to explain your needs to your lending advisor very clearly.

Be sure to get a Good Faith Estimate (GFE). This is an itemization of the estimated costs associated with the loan. Some things to be aware of when researching other lenders are: charges for pre-approvals, application or origination fees, discount points associated with a lower rate, broker fees or any other "junk fees".

Here are a couple of things to be aware of…

• Make sure all your GFEs are from the same day- interest rates do change daily.
• Make sure the interest rate quoted can be locked in that day.
• Make sure you ask if all of the upfront fees are included.
• Make sure you ask if the escrows/impounds are included.
• Make sure all 3rd party fees are included.
• Make sure all portions of the payment are disclosed (ie. Mortgage insurance).

What separates aasent from the competition?

• We guarantee our closing costs.
• We guarantee no "last minute surprises" at the closing table.
• We do not charge an application fee or any other upfront fees.
• We provide individual time and exceptional service.

Experience the difference with aasent!